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p{color:var(--text-muted);margin-bottom:20px;font-size:1.1rem}.check-list{margin-top:30px;margin-bottom:40px;list-style:none}.check-list li{color:var(--navy-primary);align-items:center;gap:12px;margin-bottom:15px;font-size:1.05rem;font-weight:500;display:flex}.check-list .check{background:var(--gold-primary);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:24px;height:24px;display:flex}.faq-section{background:#f8f9fa;padding:100px 0}.faq-accordion{max-width:800px;margin:0 auto}.faq-item{border:1px solid var(--border-color);background:var(--bg-surface);transition:var(--transition-smooth);border-radius:12px;margin-bottom:15px;overflow:hidden}.faq-item.active{border-color:var(--gold-primary);box-shadow:var(--shadow-soft)}.faq-question{text-align:left;width:100%;font-family:var(--font-heading);color:var(--navy-primary);cursor:pointer;background:0 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p{color:var(--text-muted);margin-bottom:25px;font-size:1.05rem}.chat-widget{z-index:999;cursor:pointer;align-items:center;gap:15px;transition:transform .3s cubic-bezier(.175,.885,.32,1.275);display:flex;position:fixed;bottom:30px;right:30px}.chat-widget:hover{transform:scale(1.05)}.chat-avatar-wrapper{width:65px;height:65px;position:relative}.chat-avatar-img{object-fit:cover;border:3px solid #fff;border-radius:50%;width:100%;height:100%;box-shadow:0 15px 35px #0a192f40}.online-dot{background:#4ade80;border:3px solid #fff;border-radius:50%;width:16px;height:16px;position:absolute;bottom:0;right:0;box-shadow:0 2px 5px #0000001a}.chat-text-bubble{color:var(--navy-primary);background:#fff;border-radius:20px;padding:12px 20px;font-size:.95rem;font-weight:600;position:relative;box-shadow:0 10px 25px #0a192f1a}.chat-text-bubble:after{content:"";border:8px solid #0000;border-left-color:#fff;border-right-width:0;position:absolute;top:50%;right:-8px;transform:translateY(-50%)}@media 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#0000000d;border-bottom-left-radius:4px;box-shadow:0 2px 5px #00000005}.chat-message.user .message-content{background:var(--gold-gradient);color:#fff;border-bottom-right-radius:4px}.chat-input-area{background:#fff;border-top:1px solid #e2e8f0;padding:15px}#chat-form{gap:10px;display:flex}#chat-input{border:1px solid #e2e8f0;border-radius:24px;outline:none;flex:1;padding:12px 15px;font-size:.9rem;transition:border-color .2s}#chat-input:focus{border-color:var(--gold-primary)}.send-btn{background:var(--navy-primary);color:#fff;cursor:pointer;border:none;border-radius:50%;justify-content:center;align-items:center;width:42px;height:42px;transition:transform .2s,background .2s;display:flex}.send-btn:hover{background:var(--navy-light);transform:scale(1.05)}.typing-indicator{background:#fff;border:1px solid #0000000d;border-radius:12px 12px 12px 4px;align-self:flex-start;gap:4px;width:fit-content;padding:12px 16px;display:flex}.typing-dot{background:#cbd5e1;border-radius:50%;width:6px;height:6px;animation:1.4s ease-in-out infinite both typing}.typing-dot:first-child{animation-delay:-.32s}.typing-dot:nth-child(2){animation-delay:-.16s}@keyframes typing{0%,80%,to{transform:scale(0)}40%{transform:scale(1)}}@media (width<=768px){.chat-window{border-radius:0;width:100%;height:100%;max-height:100vh;bottom:0;right:0}}.hero-form-wrapper{justify-content:flex-end;display:flex}.hero-form-card{background:var(--bg-surface-glass);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);border:1px solid #d4af374d;border-radius:20px;width:100%;max-width:400px;padding:35px 30px;position:relative;box-shadow:0 30px 60px #0a192f26}.hero-form-card:before{content:"";background:var(--gold-gradient);z-index:-1;opacity:.5;border-radius:22px;position:absolute;inset:-2px}.hero-form-card h3{color:var(--navy-primary);text-align:center;margin-bottom:5px;font-size:1.6rem}.hero-form-card p{color:var(--text-muted);text-align:center;margin-bottom:25px;font-size:.95rem}.secure-badge{color:var(--text-muted);justify-content:center;align-items:center;gap:8px;margin-top:20px;font-size:.85rem;display:flex}.secure-badge svg{color:#4ade80}.trust-badge-side{background:var(--bg-surface);border:1px solid var(--border-color);z-index:95;border-left:none;border-radius:0 12px 12px 0;flex-direction:column;align-items:center;gap:8px;padding:15px 12px;transition:transform .3s;display:flex;position:fixed;top:50%;left:0;transform:translateY(-50%);box-shadow:5px 0 20px #0a192f1a}.trust-badge-side:hover{transform:translateY(-50%)translate(5px)}.trust-stars{gap:2px;display:flex}.trust-badge-side span{color:var(--navy-primary);text-align:center;font-size:.8rem}.trust-badge-side strong{font-size:1.1rem;display:block}@media (width<=768px){.trust-badge-side{display:none}}.bento-section{padding:80px 0}.bento-grid{grid-template-rows:auto auto auto;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:40px;display:grid}.bento-card{background:var(--bg-surface-glass);-webkit-backdrop-filter:blur(15px);backdrop-filter:blur(15px);border:1px solid #d4af3733;border-radius:24px;flex-direction:column;padding:30px;transition:transform .3s,box-shadow .3s;display:flex;position:relative;overflow:hidden}.bento-card:hover{border-color:#d4af3766;transform:translateY(-5px);box-shadow:0 20px 40px #0a192f14}.bento-card:before{content:"";pointer-events:none;background:radial-gradient(circle at 100% 0,#d4af370d,#0000 60%);width:100%;height:100%;position:absolute;top:0;left:0}.bento-large{grid-area:span 2/span 2;justify-content:center}.bento-wide{grid-column:span 2}.bento-icon{background:var(--navy-primary);width:50px;height:50px;color:var(--gold-primary);border-radius:14px;justify-content:center;align-items:center;margin-bottom:20px;display:flex;box-shadow:0 10px 20px #0a192f1a}.bento-card h3{color:var(--navy-primary);margin-bottom:10px;font-size:1.2rem;font-weight:700}.bento-large h3{font-size:1.8rem}.bento-card p{color:var(--text-muted);font-size:.95rem;line-height:1.5}.bento-large p{font-size:1.1rem}@media (width<=992px){.bento-grid{grid-template-columns:repeat(2,1fr)}.bento-large{grid-area:span 1/span 2}.bento-wide{grid-column:span 2}}@media (width<=768px){.bento-grid{grid-template-columns:1fr}.bento-large,.bento-wide{grid-column:span 1}}@media (width<=992px){.hero-container,.engagements-container{grid-template-columns:1fr}.hero{text-align:center;padding-top:100px}.hero-actions,.trust-indicators{justify-content:center}.floating-card{bottom:10px;left:10px}.client-image{max-width:300px}}@media (width<=768px){.hero{padding-top:80px}.hero h1{font-size:2.2rem}.hero-subtitle{padding:0 10px;font-size:1rem}.hero-actions{flex-direction:column;width:100%}.btn-large{width:100%}.hero-form-card{padding:25px 20px}.hero-form-card h3{font-size:1.4rem}.chat-widget{bottom:20px;right:15px;transform:scale(.9)}.chat-widget:hover{transform:scale(.95)}.nav-links{display:none}.footer-container{text-align:center;grid-template-columns:1fr;gap:30px}.input-row{grid-template-columns:1fr}.steps-container{padding:0 10px}.step-content{padding:20px}}